Graduate Catalog: 2020-21

Sources of Financial Aid

The university offers limited financial assistance to graduate students through:

  • Graduate student assistantships
  • Federal Direct Unsubsidized loans
  • Federal Direct PLUS loans
  • Private Loans

Graduate Student Assistantships

A significant tuition discount is available through the Graduate School’s Graduate Assistantship program. These assistantships are available to students accepted and enrolled in graduate degree-seeking programs (with the exception of the Physician Assistant program) and require 10 hours of work per week in the assigned area. To apply for a graduate assistantship, submit the Graduate Assistantship Application online or download and submit the application to the Graduate School. Additional information is available at the Graduate School Office, which can be reached at 260.399.7700, ext. 8400.

Federal Direct Loans

Students interested in determining their eligibility for the Federal Direct Loan program need to complete a Free Application for Federal Student Aid (FAFSA).

These unsubsidized loans are not need-based, and the student is responsible for paying the interest that accrues until the loan is repaid in full. The student can opt to pay the interest while in school or not pay until 6 months after completing degree or attending less the 5 hours a semester.

The Office of Financial Aid can be contacted at 260.399.8003 or at finaid@sf.edu for more information about the Federal Direct Loan program.

Federal Direct PLUS Loans

Graduate students may borrow on their own behalf up to the cost of attendance minus all other aid received. The student must be a U.S. citizen or permanent resident and be enrolled at least half time. Eligibility is subject to a credit check. Student may qualify for in-school deferment, though interest will accrue after full disbursement of the loan. The Grad PLUS loan has a fixed interest rate that is set annually. Applicants must complete a FAFSA and must have applied for their maximum annual loan eligibility through the Federal Direct Loan Program before applying for the Direct PLUS loan. Repayment of the loan will begin upon graduation or attending less than 5 hours a semester.

The Office of Financial Aid can be contacted at 260.399.8003 or at finaid@sf.edu for more information about the Federal Grad PLUS Loan program.

Private loans

Another option for loans are private loans. These loans have the same loan specifics as the Grad Plus loan, but loans are from private lenders not the government. Differences include interest can be fixed or adjustable, there is a 9-day holding period to give student the right to cancel if they want, and no origination fees. Options to choose lenders are on our website.

The Office of Financial Aid can be contacted at 260.399.8003 or at finaid@sf.edu for more information about Private Loans.